short term investment options?

admin — Tue, 04 Aug 2009 00:25:18 +0000

i have between 1000 and 3000 dollars that i would like to invest

i need to use the money in about 4 months
so i need to have it accesible then….but i dont need any of it until then

what are some investment options that i have
i prefer high returns to saftey

but i want to know some details
can you please let me know some of my options
or where i can go to look at my options

btw
two things
the return must be over 2 percent (i prefer way over)
and just know that i am only 16

but i am very knowledgable in economics

i am a little wary of the short term stock market (i have confidence long term….but i dont have that long)
but i would still like to know some options

any help would be greatly apprecaited
a webite with options would be good too

Invest in Silver, often called "the poor man’s gold". Silver used to be a monetary metal, and maybe some day it will be again. I’ve recommended silver before, and now I’m going to recommend silver again. Back in 1980, gold sold for 850 and silver sold for 50. Then, one ounce of gold would buy 17 ounces of silver. Today with gold near 900, one ounce of gold will buy a whopping 55 ounces of silver. It seems to me that silver, in terms of gold, is "too cheap." You can easily buy it at your local coin dealer… ask to buy 10oz Silver Bullion Bars.

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Best guaranteed short term investment options? ?

admin — Tue, 04 Aug 2009 00:25:18 +0000

I have 50,000 dollars i want to invest in something with a guaranteed rate, government guarantee on my principal, and short term (2 yrs or less). Confused by CD vs. Bond vs. Municipal bond etc…

I think the market will be crummy for another 9 months – sorry all you all mighty optimists.
Cd’s are your safetest investment. They are federally insured and easy to understand.
One thing.
Please do not go through your local bank. The fees they carry for opening brokerage accounts or IRA are unbelievable.
Go through a company like Charles Schwab (my fav) or Fidelity Investments. They offer high paying cd’s on a list. Free to buy.
Never been charged any kind of fee by Schwab – never.
Both companies offer money link, so you can transfer money from your checking to them for free.
If you decide to sell your cd’s, they sell at market value – unlike local banks that will charge 6 months interest.
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short term investment options?

Best guaranteed short term investment options? ?